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Online Banking Experiences

I’ve been using the various online banking services from DBS, UOB, and Fairpriceplus, supported by OCBC. I always thought that I needed to get the PIN from the bank, so I never used Citibank’s online banking services. However, I wanted to check my account balance and so I found out that it wasn’t that hard I [...]

Popularity: 5% [?]

Inflation and Money Market Funds

The Singapore’s government forecast for inflation is 4.5 to 5.5 per cent this year. The average rate for the past 28 years had been 2 per cent. This means that if you had stashed your money in a biscuit tin, like what some old folks do, the $1000 you have become $667, by compounding the [...]

Popularity: 14% [?]

Business Credit Card

One of the first gold card I had many years back was from Citibank, and it was a business card. I never really had a need for it, and I did not know what the difference was. It turned out that business credit cards had some uses.  Among the so many varieties of credit cards, one [...]

Popularity: 6% [?]

Current Accounts in Singapore: An Overview

I decided to do a bit of research and check out which bank offers the best current account with cheque book services. I’ve included DBS, POSB, UOB, OCBC, Citibank, Standard Chartered, HSBC and Maybank. There are some other clauses you need to check, such as how much you will be charged if you stop a cheque [...]

Popularity: 13% [?]

Credit Card with $500 limit

Citibank is offering a credit card for young people from 18-35 and earns less than $30000, the minimum sum for credit card applications for the longest time. The great thing is this group of people get to have the benefits of having a credit card as mentioned in my earlier post. They plan to allow [...]

Popularity: 16% [?]

Credit Lines as Emergency Tools

I’ve always dislike having ready credit or cashline attached to my bank accounts. I had a bad experience when I bought my car. I was given a card which looked like a credit card from Citibank 4 years ago, and I wanted to put the downpayment of $5000 on my card. Instead of using my [...]

Popularity: 5% [?]


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