Credit Cards for Bad Credit
I forgot to bring my handphone to work one day, and when I returned, I was bombarded with calls from one number. The next day when the same person called me, it turned out to be a bank offering me new credit cards from another bank. I already have more than 20 credit cards, though I cut up two recently because of the annual fees which the bank refused to waive. However, I was too busy to meet the courier that night, so I rejected them.
I think a better way to apply for credit cards could be through the Internet. Instead of doing that at every bank, a consolidated list of credit cards from different banks at just one website will solve the problems of selection. One US website offers that. At one glance, you can see which cards are better and more useful. At the same time, there are even credit cards for bad credit. By reporting to different credit bureaus, these people will slowly be able to improve their credit when they make regular payments.
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