Points Redemption For Credit Card
I’ve just received my credit card bill yesterday and realised to my surprise that the bulk of my points were expiring that night! Thank goodness I checked my mail and opened it immediately, even though I was home late. If my points had expired without me knowing, I would be very upset, but I heard that you could just call the bank up and ask for an extension.
There are many vouchers available in the redemption rewards catalogue for DBS. Immediately I set up a spreadsheet to determine which vouchers had the best deals, according to the value and the number of points required.
A few shopping vouchers were good. According to my statement, I would miss getting an extra voucher from the same departmental store by less than 100 points. Hence, I had to look for an alternative. However, when I called, I had 100 more points than required. I must have spent a lot of money within a few days. I just checked and I had spent close to $500 on dresses two days ago. Shhh, don’t tell others.
Some food vouchers were quite worth it, but since I seldom eat at restaurants, I didn’t really want them. By getting vouchers of the same type, you can buy more expensive things. Some movie tickets were value for money, but that meant that I couldn’t book tickets through Internet.
Another store vouchers were value for money, but my father had just changed his points for them, and he’s giving them to me, so I’ll buy shoes when I need them. The only problem is he must be there to sign the bill. I’d better check the rules again.
Have you checked your points yet? I think I’ve never redeemed my points for my credit cards from other banks. That’s because I use cards mainly from one bank, and they can be counted together.
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being too honest I did not redeem my DBS credit card points. why ? I always use them to settle my nanual fee. However many friends told me not to worry about annual fee. Just inform the card center that if they dont waive the fee, I will cancel the card. However, i used this card for more than 10 years already. I worry if I tell them I will cancel my card, and if they indeed agree, I will be in devastation. Stupid you can say, but that’s me. My “face-skin” is just too thin. If i used up all my points to redeem items and leave no poitns for the fee, then I felt i am lacking the bargaining power. These few years i am not able to spend high so as to accumalate all the points needed to redeem the fee, but I still keep them as the bargaining backup. Maybe I should be more thick skin next year.
Hi xiaogu, Don’t worry, they will definitely want to keep you since you are a loyal customer. I have a lot of credit cards, and I’ve always managed to get waivers all the time.
It is also good to have different credit cards, so that you know you have a higher bargaining power.
ya, i have another StandChart VISA as a backup.