I’ve always dislike having ready credit or cashline attached to my bank accounts. I had a bad experience when I bought my car. I was given a card which looked like a credit card from Citibank 4 years ago, and I wanted to put the downpayment of $5000 on my card. Instead of using my [...]
Popularity: 5% [?]
Currently, I have three unit trusts that had made more than 10% in 2 months. I may make even more if there are no sales charges and expenses for unit trusts. Fidelity Latin America USD Legg Mason SEA Special Sits Lion Capital Singapore/Malaysia http://www.Fundsupermart.com has reduced its sales charges from 2.25% to 2%, though you [...]
Popularity: 4% [?]
For beginning stock investors, it may be tempting to follow the experts’ advice and put all your money into a few hot stocks. However, research is required and you need to understand some terms. It may be more worthwhile to buy US stocks compared to local stocks. It all depends on how much knowledge you [...]
Popularity: 4% [?]
Many rich people started their own businesses when they were still studying. They were already entrepreneurial at a very young age. Having such a mindset sets them apart from us and thus it is very important to acquire such a mindset of constantly thinking of business opportunities and learning from the experience. Some famous locals [...]
Popularity: 5% [?]
I was analysing the prices of Lion Capital Philippines a few weeks ago, and the fund appeared to be doing very well. It was at 60% of its original value, which meant that many holders had lost money if they bought it long time ago. However, the percentage increases were very high for each year. [...]
Popularity: 4% [?]
It is not an easy task to buy an apartment that you like. When I bought mine last year, it was after more than a year of going to show flats, open houses, and even queuing up for a HDB flat. My heart wants a private apartment, while my head says public housing is more [...]
Popularity: 4% [?]
This is very exciting! The fixed deposit rates from the New Zealand Dollar have risen since last month. Among the different currencies offered by the two banks, the NZ dollar offers the most attractive rates. The next currency that does not even come close is the Australian dollar. In addition, the NZ currency offers one [...]
Popularity: 9% [?]
One of the benefits in using credit cards is earning points as part of the rewards system. When you make charges to your card, the credit card company will give you points. When you collect enough points, you may exchange the points for vouchers at major shopping centres or even free hotel stays. In the [...]
Popularity: 6% [?]
Making late payments and paying only the minimum sum required should be avoided. Assuming you have to pay $25 for your credit card bill and if you are late in your payment, you have to pay interest on the $25. On top of that, some credit card companies may charge $25 or more as penalty. [...]
Popularity: 6% [?]
Installment Plans First, having a credit card allows us to buy big ticket items using installment plans with 0% interest. Expensive items could cost more than a month’s salary, and this will definitely reduce our liquidity. If we do not have sufficient savings, we have to wait for a long time before we have the [...]
Popularity: 4% [?]